This robust proprietary system services revolvers, varying tranches for outstanding loans, and letters of credit and is designed to provide exceptional flexibility and control for our clients.  It easily handles borrowers' many options, including varying accrual periods, rate matrices, and conversions and splits. This flexibility allows us to generate a wide range of customized reports and to establish links to the Bank's other processing systems for a streamlined work flow. The system's flexibility is due to its architecture - a Powerbuilder front end and powerful Oracle back end.